Swinton Taxi Insurance Review

Swinton Taxi Insurance Review

This Swinton taxi insurance review will look in-depth into this insurance broker firm and what they offer. They first opened their doors in 1957 offering car insurance and have since grown cover all types of vehicles with policies including taxis.

What types of Swinton taxi insurance is offered?

At this time there are 4 different categories of taxi cover being offered by Swinton. These areas include the following; Private Hire, Public Hire, Taxi Fleet and Minibus cover.

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What is part of the standard taxi policy from Swinton?

  • Comprehensive accident policy covers both your taxi and the third party’s vehicle when you are at fault in an accident. 
  • Both Third Party Fire and Theft along with Third Party are available, but not recommended since if you are at fault in an accident your vehicle will not be repaired and you could lose your livelihood.
  • With the comprehensive policy, windscreen replacement is included in the cover.

Are there any optional covers for the financial protection of your taxi business?

Yes, many items can be added to a Swinton Taxi Insurance policy. You decide what is right for your business. This can include just one of the options and all of them if you decide you need them.

The following optional cover includes:

  • Public Liability of either £5 million or £10 million. This can include the taxi only or taxi and premises where the business is conducted.
  • Audio Equipment cover up to £150.
  • Lock cover with the replacement of keys or locks if they are stolen or lost for up to £1,000.
  • Special occasion cover so you can be a chauffeur at weddings, funerals or other.
  • Minibus cover for vehicles that carry up to 17 passengers.
  • Communication equipment cover.

Am I protected to use my taxi vehicle for personal use?

The Swinton Taxi Insurance cover protects the driver and the vehicle when the taxi is on the road or parked. This includes both business hours and off-hours where the taxi is used for personal business.

What kind of driver can take out and be covered by Swinton Taxi Insurance?

Anyone that transports a third party from one location to another for hire can be covered with Swinton Taxi service as long as the number of passengers is 17 or less. This includes private hire, public hire, hire and reward  and Uber drivers.

What kind of driver can take out and be covered by Swinton Taxi Insurance?

The Swinton Taxi Insurance review shows just what this firm covers and for how much. With a majority of what can be covered options, you chose what you need so your budget will be maintained. To find the best deal on taxi insurance it pays to compare the market. This is true if this is your first time getting taxi insurance or if it is  renewal time.

Compare Taxi Insurance

Protect your taxi today. Compare quotes from multiple brokers.